Public and Product Liability Insurance Services in Mitcham
Every business is prone to risks and incidents that are out of the owner’s hands. Product and public liability insurance has been designed to safeguard businesses against such eventualities. It protects your business in case of third-party personal injury or property damage claims as a result of your business activity, product or services. CP Insurance Services is a trusted and respected commercial insurance brokerage company in Mitcham that helps you find the right policy for your business.
No matter what the nature of your business is or the products or services that you sell, you need to protect your business operations with a comprehensive insurance policy. Small businesses are particularly vulnerable as the huge cost of litigation, legal representation and settlement awards can cause severe financial losses and even bankruptcy.
You can take business public liability insurance as a standalone policy or as part of general insurance for small businesses. Our expert brokers provide professional advice to help you decide on the best solution for your insurance needs. For instance, general liability policies cover both public and product liability insurance. Advertising liabilities will protect your business against claims made against you for stolen ideas, misleading claims, defamation of an individual or organisation, privacy invasion or any unfair competition practices. You may not be familiar with such covers but our experts are and will recommend the right one for you.
Choice of Commercial Insurance Services and Policies in Mitcham
It is easy for you to get confused with so numerous policies and a large number of insurance providers. Our insurer brokers help you find insurance policies that are a perfect match to your requirements. We work with the top insurance providers in Australia and can quickly find insurance products that meet your specific needs. We can also deliver customised insurance packages that address all your concerns.
Get the insurance you need for your business in Mitcham, with us, the insurance specialists. These are some of the must-have small business insurance policies we offer:
Product liability insurance:This policy provides your coverage in case of third-party personal injury or property damage caused by your product. This is essential for those who manufacture, sell or store any product. The insurance covers the compensation payable, legal costs, fees payable to experts and any associated court fees.
Please read the policy document carefully for the definition of ‘product’ or check with your broker. The ‘Product’ usually also refers to any item that you have constructed, installed, assembled, imported, exported, redistributed or may have labelled or supplied. This also includes any products that have been imported or exported on your behalf.
Public liability insurance: This policy covers any third-party personal injury or property damage caused at your premises. This can be a customer, supplier or a member of the general public. This policy helps you when you face a claim for negligent business practice that has caused bodily injury or loss of property to a person.
The PL insurance policy coverage includes settlement amount, legal fees and court fees. The Australian public liability insurance cost depends on your business’ risk category and the coverage amount. However, it does not cover damage to your property, wilful negligence, and faulty workmanship by your employees, injuries to you or your employees or any contractual liabilities of your business. For a complete list of exclusions, you can see the policy document or check with your insurance broker.
Commercial building insurance: No matter the type of office or building you own, you need commercial property insurance to protect it against various threats such as fire, flood, earthquake, theft or accidental damage. The business building insurance policy covers all commercial offices and buildings, including warehouses, factories and retail stores.
Professional indemnity insurance: This policy gives you coverage for any claims lodged against your business for professional negligence that has caused any financial damage to the client or customer. This policy is essential if you provide any kind of chargeable or professional advice or consultancy to your clients.
Other insurance services that you can contact us for are:
Business liability
Personal Insurance
Management liability
Personal indemnity insurance
Commercial vehicle insurance
Choose Us for Liability Insurance for Small Businesses in Mitcham
CP Insurance Services is one of the most respected and multi-award-winning insurance brokers in Mitcham. We know that no two clients or businesses are alike and in insurance, there is no one-shoe-fits-all. Our services are tailor-made to suit your unique requirements, keeping in view your businesses, the risks involved and the coverage required.
As part of our impartial services, we give you unbiased and honest opinions and advice on how to mitigate risks that can help you get a good and comprehensive policy at a competitively priced premium. Our brokers come with years of experience in insurance and have expert knowledge of all insurance products and their features. This helps them provide you with a list of options to choose from, to help you make an informed decision.
From planning, selection, coverage, and paperwork to claims assistance, we are with you all the way. This has made us the preferred insurance broker and consultant for many small, mid and large-size businesses.
We will provide you with the following:
Wide range of insurance policies
Competitive insurance cost
Top insurance companies
Personalised services
Proactive and responsive team
Quick turnaround time
Honest and unbiased advice
Claims assistance
For appointments and discussion on commercial insurance policies for your business, you can call us on 1300 884 698 or fill out the online form on our website. We look forward to hearing from you.
